Get an EDGE with Dual Pricing!

VMS Corporation

Welcome to EDGE by Versatile Merchant Solutions
Where you get paid to accept credit cards!
Free equipment, great service, & no contract!

Tired of paying the fees to accept credit and debit cards?

It's time to increase your bottom line


Welcome to EDGE By Versatile Merchant Solutions

Where you make money with every card you accept!

-No Contract, cancel anytime!

-Free equipment!

-20 years of experience helping businesses grow!



Testimonial -

"In my 30 years of retail management experience, I have found Versatile Merchant Services to be by far the best merchant service company. VMS has treated our business fairly and consistently over the past 10 years - I wish I had discovered them many years ago. VMS is a full disclosure company; explaining all fees, including their own. Their approach is to treat customers fairly and ethically, and their business has grown subsequently."

Janet C.

CFO

Bill Talley Ford, Inc.



versatile merchant solutions

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BethDonnerDesign
EDGE Customer Experience

How does it work?

It's simple, our program uses a Compliant Dual Price system where Cash is one price and cards are another - all computed by the software. Gas stations have been doing it for years. That difference is used to pay the fees charged by the card companies and banks. All compliance materials and signage provided.

Free equipment available, no obligation!

What is need...More

It's simple, our program uses a Compliant Dual Price system where Cash is one price and cards are another - all computed by the software. Gas stations have been doing it for years. That difference is used to pay the fees charged by the card companies and banks. All compliance materials and signage provided.

Free equipment available, no obligation!

What is needed to get started?

  1. Decide on equipment - you can change at anytime (Standard terminal, smart terminal, or request consultation so we can meet all of your needs)

  2. Complete the merchant application (5-10 minutes)

  3. Receive your device and call our Activations Team to start saving!

Less
Get Started!
1. What will my customers think?

We know the cost of everything is going up and your customers will appreciate that you are providing them with options to save. Here is how it is explained and you get this verbiage to place at the point of sale:

To provide our valued customers more savings, we have retained a dual pricing system from Versatile Merchant Solutions. Rather than raise all prices due to increasing card processing costs, we offer one price for cash (the posted price) and one for cards (4% more than posted cash prices) Pay cash and save!


Questions: email our provider at qualityassurance@vmspayments.com


Thank you for your business!


2. Is this a compliant program?


Yes, Dual Pricing, Cash Discount, and Surcharge are all protected under the Durbin Amendment to the Dodd Frank Act. 124 STAT. 2072 Section B
‘‘(2) LIMITATION ON RESTRICTIONS ON OFFERING DISCOUNTS FOR USE OF A FORM OF PAYMENT.— ‘‘(A) IN GENERAL.—A payment card network shall not, directly or through any agent, processor, or licensed member of the network, by contract, requirement, condition, penalty, or otherwise, inhibit the ability of any person to provide a discount or in-kind incentive for payment by the use of cash, checks, debit cards, or credit cards to the extent that— ‘‘(i) in the case of a discount or in-kind incentive for payment by the use of debit cards, the discount or in-kind incentive does not differentiate on the basis of the issuer or the payment card network; ‘‘(ii) in the case of a discount or in-kind incentive for payment by the use of credit cards, the discount or in-kind incentive does not differentiate on the basis of the issuer or the payment card network; and ‘‘(iii) to the extent required by Federal law and applicable State law, such discount or in-kind incentive is offered to all prospective buyers and disclosed clearly and conspicuously. ‘‘(B) LAWFUL DISCOUNTS.—For purposes of this paragraph, the network may not penalize any person for the providing of a discount that is in compliance with Federal law and applicable State law." 

Challenged and upheld - Supreme Court Expressions Hair Design v. Schneiderman
3. What equipment will I get? 


We offer choice when it comes to equipment and ALL options come with a virtual terminal and back office portal:

1. Keep is simple with a standard card terminal using your hardwired internet connection.

2. Get fancy with a smart terminal on hardwired, WiFi, or cellular connection.

3. Go all out with a smart point of sale with hardwired, WiFi, or cellular connection.

4. Need an integration or specialized point of sale system? Fill out the contact form below and one of our POSPros will reach out assess your needs. *Additional costs may apply for equipment not eligible for our Free Placement Program.


You will have the opportunity to choose your equipment at checkout and you can always switch to another option as your business grows!


4. How do I get paid? 

Funds from your card sales are funded to your bank the next day.

5. Installation and training?

We program everything before it is shipped out so once you get your equipment just call our Activations department for set-up and training instructions. 

If you are getting a more complex point of sale system we can also arrange for on-site installation in most areas.

6. What if my equipment breaks?

We provide free replacement on all of our free placement equipment. So if we can't fix it when you call in we'll ship out a replacement. AND you can always use the virtual terminal on any computer or smartphone as a backup!

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